Property tax calculators
Stamp duty across England, Scotland and Wales, plus Capital Gains Tax when you sell a property that is not your main home.
- Stamp duty calculator Stamp Duty Land Tax for England and Northern Ireland, with every band shown and the first-time buyer cliff edge flagged before it catches you. Nil-rate band £125,000 · FTB relief to £500,000
- LBTT calculator for Scotland Scotland charges LBTT, not stamp duty. The bands are different, the second-home supplement is 8% of the whole price, and first-time buyer relief has no price cap. Nil-rate band £145,000 · ADS 8%
- LTT calculator for Wales Wales charges LTT. It has the highest nil-rate band in the UK at £225,000, no first-time buyer relief, and a completely separate band table for additional properties. Nil-rate band £225,000 · no FTB relief
- Capital Gains Tax on property calculator Selling a property that is not your main home? Work out the gain, the reliefs and the tax at the right split of 18% and 24%. Annual exempt amount £3,000
Three property taxes, three different answers
The same house at the same price costs a different amount depending on which country it stands in. England and Northern Ireland charge Stamp Duty Land Tax, Scotland charges Land and Buildings Transaction Tax, and Wales charges Land Transaction Tax. Different thresholds, different bands, different reliefs — they are three taxes, not one tax with regional trim.
The reliefs diverge furthest. England and Northern Ireland raise the threshold for first-time buyers, but the relief vanishes entirely above £500,000: a pound over the limit and the whole thing is lost, a cliff rather than a taper. Scotland's first-time buyer relief has no upper price limit at all. Wales offers none. Buying a second property adds a surcharge everywhere, but Scotland applies its 8% to the entire price rather than to the slice above a threshold.
Selling is a separate calculation. Capital Gains Tax is due on a property that has not been your only or main home throughout, the annual exempt amount is £3,000, and the gain must be reported and paid within 60 days of completion — a deadline that catches people who expect it to wait for the tax return.
- England & NI nil-rate
- £125,000
- Scotland nil-rate
- £145,000
- Wales nil-rate
- £225,000
- CGT exempt amount
- £3,000
Property guides
Tax year 2026/27 · How we calculate · All rates and sources · What changed